Get A Fresh Start Through Chapter 7 Bankruptcy

People from all walks of life can experience financial troubles. Many honest, hardworking individuals in Monroe, Dundee, Lambertville, Bedford and throughout Michigan, fall behind on the bills. A sudden illness, a divorce, the loss of a job, changes in the overall economy and a wide variety of other influences can strain a household budget. If you have fallen behind on the bills, for whatever reason, we understand that it can be difficult for you to know where to turn to.

Put An End To The Calls From Bill Collectors And Regain Control Of Your Life

Bill collectors can be relentless in their efforts to squeeze out any kind of payment. Harassing phone calls, debt collection lawsuits, wage garnishments to collect on a judgment, repossessions and foreclosure are common problems for a person who has fallen into debt. Bankruptcy is a reliable way to regain control of your finances — and your life.

Chapter 7 bankruptcy is the most common form of bankruptcy relief. This streamlined process allows individuals and married couples to eliminate most forms of unsecured debt. Unfortunately, many people fear that filing for bankruptcy means that they will lose their possessions. In reality, most individuals or couples who file for Chapter 7 debt relief are able to keep all, or most of their property. Moreover, with the fresh start that bankruptcy provides, most individuals are able to rebuild their credit.

An important benefit of filing for bankruptcy is that the court puts a hold on most forms of debt collection efforts. The automatic stay imposed by the bankruptcy court will effectively:

  • Stop creditor harassment
  • Stop repossessions
  • Stop wage garnishment
  • Stop creditor lawsuits

Turn To Experienced Bankruptcy Attorneys In Monroe County For Help

The lawyers at Kershaw, Vititoe & Jedinak, PLC, in Monroe, Michigan, can review your debt load, your assets and income, and explain how Chapter 7 bankruptcy works. We provide straightforward legal counsel to allow clients to make informed decisions. If bankruptcy is appropriate for you, we will guide you through every step of the process toward a brighter future.

To arrange a confidential consultation with a caring bankruptcy lawyer, send us an email or call 734-636-0960.

Kershaw, Vititoe & Jedinak, PLC, is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.